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What are the Current Year Thresholds for Various Regulations?

What are the Current Year Thresholds for Various Regulations?

Many regulations adjust caps and thresholds based on the current value of money, which changes with interest rates and inflation. Here are some of the most common thresholds.

Written by Thomas Morgan
Updated on January 17, 2025

Regulation Z Thresholds and Loan Limits

Credit disclosure regulations for High-Cost Mortgages and Qualified Mortgages change every year.

Source: https://www.fipco.com/news/2025-adjusted-regulatory-thresholds-and-limits

Regulation C - HMDA Reporting Thresholds

Home Mortgage Disclosure Act reporting is exempted for some very small or low-volume producers.

Let us know if there are other thresholds we should include here.

Tags: Regulation Z Regulation C Truth-in-Lending Home Mortgage Disclosure Act HMDA Thresholds TILA

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