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Michigan - SURPRISE! No surprises. 

Michigan, despite the detail required, is extremely transparent about its expectations for examinations. The pace of exams is picking up, so you may wish to review what they require in what they call the "Visitation Handout":

Last updated on 09 Jun, 2026

Here is a link, but the key takeaway is that AML, IT Security, and ID Theft Red Flags Feature at the TOP of their list. 

https://www.michigan.gov/difs/-/media/Project/Websites/difs/CF/Misc/Visitation_Handout.pdf?rev=beb9be9188284f079a791e083fa98786&hash=F21CC522F71EAF169DD9A95CAAA4C903&utm_campaign=coschedule&utm_source=google_my_business&utm_medium=MortgageManuals.com

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